September 12, 2019

Safety TOD: Email Security - Trusting People


Beware of the following:


  • Emails beginning with the word “Kindly”, poor grammar, inverted letters. Lowercase “i”, “wir” (you can flag these items for easier detection in your email preferences)  
  • Train all employees to be aware of anything that might look different outside of their normal world. This can include email, phone, people without identification. Train with real examples to make a strong impact.  
  • Never enter login information outside of the normal outlets, especially email.  
  • Do not open unexpected, unsolicited or suspicious attachments. Always verify with IT. If in doubt, ASK. 

September 10, 2019

Safety TOD: Network Security

Secure Networks (ie: internet security) Ensure data is saved to trusted network/server locations and do not allow USB storage devices. 

Why is network security important?

TOD says Network Security is one of the most important aspects to consider when working over the internet, LAN or other method, no matter how small or big your business is. While there is no network that is immune to attacks, a stable and efficient network security system is essential to protecting client data. A good network security system helps business reduce the risk of falling victim of data theft and sabotage.

breaking down information into numerous parts, encrypting these parts and transmitting them through independent paths thus preventing cases like eavesdropping.

September 05, 2019

Safety TOD: EMAIL Security - accounts (personal vs. work)

Do NOT use personal email accounts for work!


Did you know, Gmail, Yahoo, Hotmail, etc. are the easiest for fraudsters to infiltrate. Use your company email! 

IF you are using Google, turn on your two-factor authentication! Brokers, set it up! 

September 03, 2019

Safety TOD: New Series

TOD recently attended the American Land Title Association National Bootcamp on Wire fraud and Data Security. In our industry, it is crucial that we stay ahead of fraudsters and provide our customers with absolute security and peace of mind.  


In this next series, TOD will share important tips learned at the conference with our Realtor and Lender Partners. TOGETHER we can create a more secure environment, and in the process, we will improve our overall communication and relationships with mutual clients!  


June 25, 2019

Your Values are Our Values

Pilgrim Title Values YOUR TIME 


Pilgrim Title knows you are busy. Our processes are designed to make your closing experience efficient, smooth and professional. We work closely with your lender and realtor to keep everyone informed and updated.  


TOD's TIP: Engage your closing agent at the get-go. Pilgrim Title will look after your rights and investment from start to finish - Saving YOU time.  

June 24, 2019

Your Values are Our Values

 Pilgrim Title Values YOUR KNOWLEDGE 


We understand that buying a home can lead to many questions. Our customers may call us any time and ask us about their transaction. Our staff will answer your questions and make sure you fully understand the closing.  


Click below to see HOW we educate our associates! 



June 20, 2019

Your Values are Our Values

Pilgrim Title Values YOUR INVESTMENT 


Our Staff of experienced professionals bring a wealth of knowledge and dedication to ensure your transaction closes correctly and your investment is free from Title Defects. 


Want to learn more about Title Insurance? Explore our Newsroom. TOD offers resources for Buyers, Sellers, Agents and Lenders! 



June 18, 2019

Your Values are Our Values



Pilgrim Title Values YOUR SECURITY 


Pilgrim Title employs the latest technology and innovative techniques, combined with a personal touch, to ensure your funds are safe throughout the closing process, and your information remains secure.  



June 14, 2019

TOD's Tips on Home Maintenance

TOD’s Home Maintenance Tip # 10: Check Power Equipment 


Check your gas- and battery-powered lawn equipment to make sure it is ready for summer use. Clean equipment and sharp cutting blades will make yard work easier. Don't forget to service your generator!


Need a reliable #electrician? Contact TOD for a referral! 

June 12, 2019

TOD's Tips on Home Maintenance

TOD’s Home Maintenance Tip # 9:  Service Your AC Unit 


Why is servicing your AC unit as important as servicing your boiler? #AskTOD! Click below to learn how to keep your system in high performance which also means more efficient! 



June 07, 2019

TOD's Home Maintenance Tips!

TOD’s Home Maintenance Tip #8:  Check Outside Faucets 


Don’t forget to Check outside hose faucets for freeze damage and/or leakage! Unsure what to do? #JustAskTOD?


Click below for TOD’ Tips on Faucets!  

June 05, 2019

TOD's Home Maintenance Tips!

TOD’s Home Maintenance Tip #7 Move Firewood 


Remove firewood stored near the home. Did you know, Firewood should be stored at least 18 inches off the ground at least 2 feet from the structure?


Click below to see TOD's Top 3 Tips on how to store your firewood and keep the bugs at bay! 



May 31, 2019

TOD's Home Maintenance Tips!

TOD’s Home Maintenance Tip #6: Inspect the Concrete 


After harsh winter weather, your concrete likely took a beating from the elements. Once spring comes back around, it's usually time to make repairs to heal that damage. If you skip that step, your concrete will become increasingly damaged from the uptick in spring activity. 


Click below for TOD's Top Tips for Taking Care of Your Concrete! 

May 29, 2019

TOD's Home Maintenance Tips!

TOD’s Home Maintenance Tip #5: Examine the Chimney!


Examine the exterior of the chimney for signs of damage. Have the flue cleaned and inspected by a certified chimney sweep. 


Click below to see TOD’s Tips on the importance of annual chimney inspections!  

May 24, 2019

TOD's Home Maintenance Tips!

TOD’s Home Maintenance Tip #4: Use Compacted Soil! 


Low areas in the yard or next to the foundation should be filled with compacted soil. Spring rains can cause yard flooding, which can lead to foundation flooding and damage. Also, when water pools in these low areas in summer, it creates a breeding ground for insects. 


Click to see TOD’s Tips on why you must use compacted soil around your house. 

May 22, 2019

TOD's Home Maintenance Tips!

Home Maintenance Tip #3: Check Your Gutters!


Why is this simple task so important? Gutters serve to control the flow of rainwater to protect your roof, walls, foundation and landscape. But when neglected, experts say gutters can turn from a necessity to a nightmare. Selling your house? This is one simple job you will want to take care of. 


Click Below for TOD's Tips on Taking Care of Your Gutters! 

May 17, 2019

TOD's Home Maintenance Tips!


Home Maintenance Tip #2: Probe Your Wood Trim! 


TOD advice - Use a screwdriver to probe the wood trim around windows, doors, railings and decks. Make repairs now to rotting shingles and trim before the spring rains do more damage to the exposed wood. Reach out to you local Handyman or Builder to get the job done right! 


May 15, 2019

TOD's Home Maintenance Tips!

TOD's Tip #1: Examine Those Roof Shingles! 


Click below to see what TOD recommends, including some roofers referred by locals!  

May 10, 2019

GET READY FOR TOD’s TOP10 Home Maintenance Tips for Spring!

In the coming weeks TOD’s checklist will help you target the areas that need maintenance so you can get your chores done quickly, leaving you time to go outside and play in the sunshine!


PLUS, if you are selling your home, these are a must!  

May 08, 2019

TOD's Tips to Taking Advantage of Low Interest Rates!

Pay off high interest credit card balances or move those balances. 


If you have credit card debt, you're not alone. 

Check out TOD’s TIPS how to crush credit card debt and enjoy financial freedom sooner!  Click Below. 

May 03, 2019

Happy Cinco de Mayo from Pilgrim Title Insurance Company

TOD’s getting ready to celebrate #CincoDeMayo and he has a great spot for you to try in Providence – Shake your maracas at the trendy and delicious Xaco Tacos 


Tell us what you think! Enjoy the weekend. 

May 01, 2019

TOD's Tips to Taking Advantage of Low Interest Rates!

Consolidate Your Debt! 


There are three main advantages of consolidating your debt while the Interest Rate are Low!  

Click below to learn more, AND to see TOD's Top 4 signs that it's a good time to consolidate! 

April 26, 2019

TOD's Tips to Taking Advantage of Low Interest Rates!



TOD says: Timing is Everything 

The best time to refinance your auto loan is when industry rates are low (we know they are going up, so TOD wants you to take advantage of current rates while you can).  Read what TOD has to say about refinancing – then talk to your lender!  Click Below.



April 24, 2019

TOD's Tips to Taking Advantage of Low Interest Rates!



TOD isn’t just a pretty face. He has his eye on interest rates and is here to help you! Do you have student debt? Hear what TOD has to say about consolidating and refinancing your student loans while the interest rates are low! Then you are one step closer to being a #homeowner.  


Click Below for TOD's TIPS

April 19, 2019

TOD's Tips to Taking Advantage of Low Interest Rates!

Buy a 2nd Home! 


With interest rates, low, it may be a good time to invest in a 2nd home (assuming you meet the criteria) which can act as an investment property! 

Click below to here TOD's Tips on doing it right! 

April 17, 2019

TOD's Tips On Taking Advantage of Low Interest Rates!

Homebuyers may be wondering: Should I Get a fixed rate or ARM Loan in 2019? TOD has good advice!


Click below for TOD's Tips! 

April 12, 2019

TOD's Tips to Taking Advantage of Low Interest Rates!

TOD's Tip #2: Buy A Home! 


Click below to see why TOD says to buy a home in 2019! 

April 10, 2019

TOD's Tips to Taking Advantage of Low Interest Rates!

Tip #1: Refinance Your Mortgage


Although interest rates are rising, they’re still below historic norms. Click below to find out why TOD says "Refinance Now"! 

April 03, 2019

TOD Love Spring in Newport!

Spring has sprung – TOD is ready to go Daffy!


Check out the 6th Annual Newport Daffodil Days Festival – April 13-21, 2019 in #Newport #RhodeIsland  


Take a look at all the daffy festival fun that’s about to bloom – most events are FREE 

March 29, 2019

TOD Tips for the Efficient Homebuyer!

?If your offer is not accepted – then what?  


Not sure what to do? TOD can help. Click below! 

March 27, 2019

TOD Tips for the Efficient Homebuyer!

When you find a house you love, follow your agent’s advice on the offer!  


Click Below to see TOD’s Top questions to ask you Realtor:  

March 25, 2019

TOD Tips for the Efficient Homebuyer!

STOP and THINK... Search Within Your Means


TOD has some great TIPS on how to stay within your budget when buying a home.  

It's easier than you think! Click below - TOD can help. 

March 20, 2019

TOD Tips for the Efficient Homebuyer!

Where to Start? 


Work with a Real Estate Agent who understands what you are looking for. Focus on the location!  

Click below to get these valuable tips! 

March 15, 2019

TOD Tips for the Efficient Homebuyer!

Today's Tip:


Get yourself pre-approved with a Lender – Hint: do it now! Rates are going up!  


TOD wants to tell you WHY getting pre-approved put you ahead of the rest!  Click Below: 

March 13, 2019

TOD Tips for the Efficient Homebuyer!

TOD’s Tips on Being an Efficient Homebuyer  


 Today: Save, Save, Save! ?Save for a 20% down payment – TOD shows you where you can drastically (yet easily) cut back in your budget and start saving!  


Click Below

March 08, 2019

TOD Takes the National Stage

TOD & the Pilgrim Title Team are hitting the National stage, as industry leaders! Attorney Christopher Montalbano will be heading to #Ojia, California for the #ALTA Commercial Network Conference, and Marketing Director, Dena Davis will be heading to #Raleigh, NC to speak on all things #SocialMedia in Title. 

March 06, 2019

TOD is Everywhere!

TOD and the Pilgrim Title Team have been busy!


Have you caught our #TODTalksTitle video series? Hot topics and trends in #realestate you will want to be on top of!

TOD also offered #Marketing tips to Agents & Lenders to attract clients from the different generations! This info is golden.

Next, TOD and the Team are hitting the road as industry leaders with some national speaking gigs. 


Watch this space for more information... Things are about to get exciting...

February 27, 2019

Marketing TOD: The Millennial Edition

Preparing for Closing


TOD knows this group likes to be in the know! How can realtors, lenders and closing attorneys help educate these homebuyers and make themselves accessible when the buyer wants info?   Click below for TOD's TOP TEN TOOLS!

February 25, 2019

Marketing TOD: The Baby Boomer Edition

Preparing for Closing


TOD knows this group has probably closed on many homes and may be looking for ease in the process.  Don’t make assumptions – Baby Boomers are possibly more surprising and savvy than you think! Don’t miss out on valuable insight to this group!

February 22, 2019

Marketing TOD: The Millennial Edition

TOD realizes that this market wants ease of process.  With a lifestyle-oriented priority list, are you ready to meet their specific needs right out of the gate? They are already looking, so make sure you are ready ahead of time!  


Click below for TOD's Top Tips for capturing this group and sealing the deal! 


February 20, 2019

Marketing TOD: The Baby Boomer Edition

TOD wants you to know what your clients need in order to finalize the deal.  Downsizing?  Storage?  Professional Packers or de-cluttering professionals. 


Click below for TOD's Top Tips and insight to understand what is important to this group:

February 13, 2019

Marketing TOD: The Millennial Edition

TOD wants to solve how you get your portfolio in front of this target crowd – and get them to call you!  

Hint:  This group is looking online. AMP up your social media presence!


Click Below for Surprising Millennial Home Buyer Must-Haves 

February 11, 2019

Marketing TOD: The Baby Boomer Edition


TOD wants to know if you have your inventory organized and presentable.   How are you presenting it? 

What amenities are Baby Boomers looking for? TOD knows. 


Click Below: 

February 08, 2019

Marketing TOD: The Millennial Edition

Millennials are the new first-time homebuyers, and this segment is HOT. TOD gives you the insight into this target audience.   How do get the word out there via social media, email blasts, internet advertising and some surprising online platforms?  How do you keep up with technology and remain approachable without being pushy? 

TOD has the answers! 


Click Below 

February 06, 2019

Marketing TOD: The Baby Boomer Edition

Baby Boomers are today’s repeat buyers. Baby boomer real estate leads can help your business grow – ignore them at your own risk! 


TOD gives you the insight into your target audience.   How do you get the word out there via print and/or local web advertising?  TOD has the answers! 


Click Below

January 25, 2019

TOD Gets National Recognition!

Check out this great article published by the American Land Title Association, sharing how Pilgrim Title Insurance Company is using educational materials to offer homebuyers, lenders and agents an exceptional closing experience! 


Read the article here

December 21, 2018

Winter Solstice TOD

Today’s winter solstice will be the shortest day of the year. This marks a transition period where days begin getting longer in the Northern HemisphereDon't miss the opportunity to look up into the night sky on this and revel in the grandeur of the full moon & the Ursid meteor shower.


Click below to see TOD’s Tips on how you can prepare you home for the Spring Selling Season!  

December 19, 2018

Winterizing TOD: The Winter Weather Checklist!

Peace of mind is planning ahead and being prepared. If something does happen, like ice dams or bursting pipes – who is your emergency call number?  


Check out TOD's Top Tips on planning for harsh winter weather. 

December 17, 2018

Winterizing TOD: Get Your Gear Ready!

The winter weather can make homeowners check what materials they have to shovel snow or de-ice their driveways. Don’t wait until it’s too late!  




Click Below 

December 12, 2018

Winterizing TOD: Avoid Frozen Pipes!

Water damage is one of the leading causes of home insurance claims . Luckily, there are plenty of things you can do to protect your home against water damage. TOD has some simple steps to prevent your home’s interior and exterior pipes from freezing and bursting. 


Click below for an easy guide. 

December 10, 2018

Winterizing TOD: Become Energy Efficient!

Whether you're hoping to ease your impact on the planet or just want to save a few dollars, reducing your energy use can help you get there. Making some easy adjustments in your home can dramatically reduce how much you spend on energy. 


Click below for TOD's Top Ten Tips on reducing energy consumption. 

December 07, 2018

TOD's Weekend Tips

It's getting cold out there! TOD loves to go to the movies and check out some of the winter blockbusters! 

Click below to see what is playing in your area. 

December 05, 2018

Winterizing TOD: Maintain Your Boiler!

Keeping your boiler well-maintained is critical to its smooth function in winter. TOD recommends a professional tune-up every year to keep repairs to a minimum. 

(Save yourself time and headache’s by contacting your service pro!) 


Click below to see TOD's Maintenance Plan


December 03, 2018

Winterizing TOD: Clean Your Gutters!

Well-maintained, gutters and downspouts do a great job of diverting water away from your house and protecting your home and foundation from the effects of pooling water.


Click here for TOD's Tips on Gutter Maintenance!

November 26, 2018

TOD's Tune Up!

Too Much Turkey and Stuffing and Pie? Oh, My! 


Get out there and TROT YOUR TURKEY OFF!   


Click here for some of TOD’s Top Picks for a mid-season Tune Up!  

November 19, 2018

Giving TOD: Thanks and Giving recap!

A final THANKS all the amazing organizations in Rhode Island who focus on GIVING to others. We applaud your hard work. During this holiday season, take a moment to reach out to others less fortunate and feel the warmth of giving.   

November 16, 2018

Giving TOD visits the Rhode Island Food Bank

TOD gives THANKS to the Rhode Island Food Bank whose mission is to improve the quality of life for all Rhode Islanders by advancing solutions to the problem of hunger. 


Check out the many programs offered by the Rhode Island Food bank by clicking below  

November 14, 2018

Giving TOD visits Big Brothers and Sisters of the Ocean State!

TOD gives THANKS to Big Brothers and Sisters of the Ocean State


BBBSOS provides mentors to the youth of Rhode Island. 


Click below to find out how Big Brothers and Sisters make a difference. 

November 12, 2018

Giving TOD Adopts a Family!

TOD and the team at Pilgrim Title have a special tradition! Each year we Adopt a Family In the spirit of #THANKSGIVING. 


Click Below to find out how to bring joy to children this holiday Season! 

November 09, 2018

TOD Goes to the Theatre!

TOD gets in the holiday spirit – and heads to#RhodeIsland's PPAC and Trinity Rep.  


Click Below for Holiday Performance Details! 

November 07, 2018

Giving TOD visits We Share Hope

TOD gives THANKS to WE SHARE HOPE – Rhode Island’s largest food rescue organization.


Click Below for more information! 

November 05, 2018

Giving TOD visits Amos House

TOD kicks off his season of “Thanks” and “Giving” as he visits some his favorite charitable organizations in RI. 

He starts off at Amos House!


Click for more information


October 10, 2018

The TOD Chronicles: False Impersonations

Increasingly, face-to-face closings are becoming rarer.


As the world moves toward online notarizations and other processes that take away the personal touch, identity thieves may take advantageCommon and similar names can make it possible to falsely "impersonate" a property owner.


If you purchase a home that was once sold by a false owner, you can risk losing your legal claim to the property. 


Click to below to learn how TOD & the Pilgrim Title Team can help! 

October 03, 2018

The TOD Chronicles: Appurtenant Rights

In a legal context, an appurtenance is something that is attached to, or belongs to, a building or piece of land in such a manner that it is part of the property, such as a barn, or a yard.


What happens when you expect your home to come with some additional rights (right of way to your property, a parking space or dock/beach rights) and it does not?


#AskTOD  Click Below! 

October 01, 2018

The TOD Chronicles: Closing Issues

Prior to closing on a house, Pilgrim Title will carry out the Title search and issue your Title Insurance.  If the search reveals any clouds on the title to the house, it could prevent the closing from going through! 

Typical clouds on title include a federal or state tax lien (for unpaid taxes), a claim on the property by a co-owner or relative, a contractor’s lien, water, sewage or HOA liens.   


Click below to learn how TOD and the Pilgrim Title Team can help! 

September 24, 2018

The TOD Chronicles: Cyber Crime!

The real estate industry has been a fertile sector for online fraudsters for a decade or more – and recent research says the scams have increased exponentially. These evil acts may include identity theft or payoff diversions where criminals disguise emails to look as though they are coming from trusted resources. BEWARE!  


Click Below to see how TOD can protect you

September 04, 2018

The TOD Chronicles: Errors In Public Records

To err is human, but when it affects your home ownership rights, those mistakes can be devastating. Clerical or filing errors could affect the deed or survey of your property and cause undo financial strain in order to resolve them. 

How can we help? Click below.

August 06, 2018

TOD Treks the Ocean State: Rumford!

Only minutes from Providence, Rumford has the intimacy of a small community with the convenience and sophistication of the nearby East Side. 


Click below to see what TOD learned about this fascinating city and why Rumford is a great place to live! 

August 03, 2018

TOD's Weekend Tips!

Looking for something to do this weekend? Look no further. TOD has the best picks in Rhode Island. 


Click below for TOD's Weekend Picks. 

July 06, 2018

TOD's Weekend Tip!

Providence has one of the largest Cape Verdean-American communities in the country and everyone’s invited to party at the 43rd Cape Verdean Independence Day Festival. This annual celebration will bring traditional Cape Verdean food, art and music to India Point Park from noon until sundown. India Point Park. July 8 


Click Below for more info! 

June 27, 2018

TOD Treks the Ocean State: More in Middletown

There is more to Middletown than beaches! Just as its name suggests, Middletown is in the “middle” of Aquidneck Island in Newport County, bookended by Portsmouth to the north and Newport to the south. From farms, to trails, to food, to history, there is no shortage of things to do in this little gem. A great place to live! 


Click below for TOD's Top Six Picks in Middletown! 

June 11, 2018

TOD Treks the Ocean State: Pawtuxet Village!

Pawtuxet Village is one of the true best kept New England travel secrets. Here, New England definitely arrives in its full glory with its scenic harbor -- where the Pawtuxet River flows into the Providence River and Narragansett Bay. The waterfront scenery is worth the visit alone and the historic feel is significant -- no surprise, as this is one of the oldest American settlements dating back to 1638. Click below for more on this amazingly quaint community! 

May 14, 2018

You Have a Signed P&S - TOD's Tips on What To Be Aware Of

A signed P&S does not mean that your house is SOLD. There are a number of circumstances that you should be aware of. Many of these items can be avoided if you are working with a good realtor. Visit our newsroom to find out why pending home sales sometimes go bad!    

April 25, 2018

Zen ... and the Art of Home Selling!

Creating CALM with your clients can sometimes be a challenge. Check out TOD's Tips on the importance of patience and staying "Zen"! 

July 31, 2017


Pilgrim Title Insurance Company announces that it has launched a new web-based Digital Closing System in Rhode Island. The Digital Closing Package provides buyers and sellers with a more convenient and secure method of storing and accessing closing and title documents.