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Recent conference hosted by the Rhode Island Commercial and Appraisal Board of Realtors.

Watch video here

Have you been learning a little bit about our Digital Post Closing Package and the advantage of closing with Pilgrim Title?  

Here are some of TOD’s Key Takeaways: 

• Convenience - with all of your closing papers stored on a secure site, you will never have to fumble around looking for important documents when you want to sell your home or refinance.  
• Security – The digital closing packages offers greater security for your valuable information. 
• Brand Awareness - More repeat business and referrals for all parties involved in the transaction with automated post-close marketing. 
• We Do it All - TOD and the Pilgrim Title team do all the work. Customers are satisfied.  Associates reap rewards. Everyone is happy.  

Advantage #7:  Post Close Marketing – we do it for you! 

Automated, targeted emails go out to our clients after closing, and will keep all parties involved in the transaction top of mind for your clients. There is no work on your part. Don’t worry - NO SPAM- Emails include: Welcome to the Digital Closing Package; Anniversary of purchase of home, plus important content-based emails are sent out each year (example: mortgage rates, homes sold in the area, homestead exemption reminders) 

TOD will keep YOU top of mind! 

Advantage #6:   Surveys for Feedback

How do we know if we are doing a good job? The Digital Closing Package offers satisfaction surveys.

After closing, the buyer, seller, real estate agents, and lenders are prompted to take a short survey about their closing experience.

At Pilgrim Title we take your feedback seriously! In fact, often we put your ideas into action – don't be shy – we are all in this together and dedicated to providing and exceptional experience for our shared customers...  

#TODCARES

Advantage #5:  Keeping all parties front of mind!

Return business is crucial, and much is lost due to customers forgetting who helped them. With DCP, any time a customer needs to access their document, they will be reminded who helped them through their purchase, as all parties information and pictures will be displayed.

There are many reasons a customer may need to access their secure documents: homestead exemption, refinancing, home improvements, future tax returns, disputes, proof of insurance and/or sale of property.  

You don't have to think about it - TOD does the work for you! 

Advantage #4:   Everybody Wins! 

DCP is a valuable marketing piece providing Mortgage & Real Estate partners marketing on the site which will in turn provide you with more repeat business. DCP also provides the client instant and secure access to their closing documents 

Advantage #2:   Benefits of the Digital Key

In a competitive market, the Digital Closing Package is uniquely designed to simplify paperwork, assist with organization and provide security so that your clients keep coming back for more. 

Realtors and lenders get more repeat business (though classy, helpful ongoing branded reminders to clients), and the client is provided a secure and convenient method of storing, viewing and printing their important closing documents. 

Advantage #1:   What is this Digital Key I've been hearing about? 

The Digital Closing Package exists to enhance the closing experience for buyers, sellers, real estate agents, and lenders for post-close; ultimately providing our clients a competitive advantage in the marketplace.

Watch this space for a deep-dive into the benefits of the Digital Closing Package. 

Cybersecurity is needed in every business industry. 

Companies with complex operations cannot afford to have a cybersecurity breach. 

Here are some of TOD’s Must-Do Tips!  

• Enable 2-factor authentication to domain register, DNS and other hosting environments.  
• Use industry leading spam and virus filters, like Mimecast, or Proofpoint, to filter and protect against spam, viruses, phishing and malicious attachments.  
• If systems support it, enable email transport encryption. 

Phishing is a cyber crime in which a target or targets are contacted by email, telephone or text message by someone posing as a legitimate institution to lure individuals into providing sensitive data such as personally identifiable information, banking and credit card details, and passwords. 

How can you enable staff to recognize a phishing scam? Conduct unannounced PHISHING TESTS on a periodic basis using a trusted, third party firm, like PhishMe. This will train all staff to look for small things like inverted letters, lowercase “i”, etc.  

TOD does not like phish.

Get upstream of fraudsters! 

REALTORS, LENDERS and CLOSING AGENTS can all warn clients UPFRONT what to look out for. 

Let them know that we will never send an email changing or asking for wire instructions. 

Instill trust between employees, IT and security. Employees must understand that their IT departments are there to help. (Feeling embarrassed or scared that you may have opened a suspicious link, and not reporting it could cause huge problems.) 

TOD says: Communicate and think ahead.

TOD's TIPS

Beware of the following:

• Emails beginning with the word “Kindly”, poor grammar, inverted letters. Lowercase “i”, “wir” (you can flag these items for easier detection in your email preferences)  
• Train all employees to be aware of anything that might look different outside of their normal world. This can include email, phone, people without identification. Train with real examples to make a strong impact.  
• Never enter login information outside of the normal outlets, especially email.  
• Do not open unexpected, unsolicited or suspicious attachments. Always verify with IT. If in doubt, ASK. 

Secure Networks (ie: internet security) Ensure data is saved to trusted network/server locations and do not allow USB storage devices. 

Why is network security important?

TOD says Network Security is one of the most important aspects to consider when working over the internet, LAN or other method, no matter how small or big your business is. While there is no network that is immune to attacks, a stable and efficient network security system is essential to protecting client data. A good network security system helps business reduce the risk of falling victim of data theft and sabotage.

breaking down information into numerous parts, encrypting these parts and transmitting them through independent paths thus preventing cases like eavesdropping.

Do NOT use personal email accounts for work!

Did you know, Gmail, Yahoo, Hotmail, etc. are the easiest for fraudsters to infiltrate. Use your company email! 

IF you are using Google, turn on your two-factor authentication! Brokers, set it up! 

TOD recently attended the American Land Title Association National Bootcamp on Wire fraud and Data Security. In our industry, it is crucial that we stay ahead of fraudsters and provide our customers with absolute security and peace of mind.  

In this next series, TOD will share important tips learned at the conference with our Realtor and Lender Partners. TOGETHER we can create a more secure environment, and in the process, we will improve our overall communication and relationships with mutual clients!  

#allinthistogether 

Pilgrim Title Values YOUR INVESTMENT 

Our Staff of experienced professionals bring a wealth of knowledge and dedication to ensure your transaction closes correctly and your investment is free from Title Defects. 

Want to learn more about Title Insurance? Explore our Newsroom. TOD offers resources for Buyers, Sellers, Agents and Lenders! 

#morethanjustatitlecompany 

THE VALUE IN CHOOSING TO CLOSE WITH PILGRIM TITLE INSURANCE COMPANY 

Pilgrim Title Values YOUR SECURITY 

Pilgrim Title employs the latest technology and innovative techniques, combined with a personal touch, to ensure your funds are safe throughout the closing process, and your information remains secure.  

#AskTOD about our DIGITAL POST CLOSE PACKAGE!  

TOD’s Home Maintenance Tip #7 Move Firewood 

Remove firewood stored near the home. Did you know, Firewood should be stored at least 18 inches off the ground at least 2 feet from the structure?

Click below to see TOD's Top 3 Tips on how to store your firewood and keep the bugs at bay! 

Home Maintenance Tip #3: Check Your Gutters!

Why is this simple task so important? Gutters serve to control the flow of rainwater to protect your roof, walls, foundation and landscape. But when neglected, experts say gutters can turn from a necessity to a nightmare. Selling your house? This is one simple job you will want to take care of. 

Click Below for TOD's Tips on Taking Care of Your Gutters! 

Home Maintenance Tip #2: Probe Your Wood Trim! 

TOD advice - Use a screwdriver to probe the wood trim around windows, doors, railings and decks. Make repairs now to rotting shingles and trim before the spring rains do more damage to the exposed wood. Reach out to you local Handyman or Builder to get the job done right! 

Pay off high interest credit card balances or move those balances. 

If you have credit card debt, you're not alone. 

Check out TOD’s TIPS how to crush credit card debt and enjoy financial freedom sooner!  Click Below. 

TOD’s getting ready to celebrate #CincoDeMayo and he has a great spot for you to try in Providence – Shake your maracas at the trendy and delicious Xaco Tacos!  

Tell us what you think! Enjoy the weekend. 

Consolidate Your Debt! 

There are three main advantages of consolidating your debt while the Interest Rate are Low!  

Click below to learn more, AND to see TOD's Top 4 signs that it's a good time to consolidate! 

REFINANCE YOUR STUDENT LOAN

TOD isn’t just a pretty face. He has his eye on interest rates and is here to help you! Do you have student debt? Hear what TOD has to say about consolidating and refinancing your student loans while the interest rates are low! Then you are one step closer to being a #homeowner.  

Click Below for TOD's TIPS

Buy a 2nd Home! 

With interest rates, low, it may be a good time to invest in a 2^nd home (assuming you meet the criteria) which can act as an investment property! 

Click below to here TOD's Tips on doing it right! 

Homebuyers may be wondering: Should I Get a fixed rate or ARM Loan in 2019? TOD has good advice!

Click below for TOD's Tips! 

Spring has sprung – TOD is ready to go Daffy!

Check out the 6th Annual Newport Daffodil Days Festival – April 13-21, 2019 in #Newport #RhodeIsland  

Take a look at all the daffy festival fun that’s about to bloom – most events are FREE 

?If your offer is not accepted – then what?  

Not sure what to do? TOD can help. Click below! 

When you find a house you love, follow your agent’s advice on the offer!  

Click Below to see TOD’s Top questions to ask you Realtor:  

Where to Start? 

Work with a Real Estate Agent who understands what you are looking for. Focus on the location!  

Click below to get these valuable tips! 

Today's Tip:

Get yourself pre-approved with a Lender – Hint: do it now! Rates are going up!  

TOD wants to tell you WHY getting pre-approved put you ahead of the rest!  Click Below: 

TOD’s Tips on Being an Efficient Homebuyer  

 Today: Save, Save, Save! ?Save for a 20% down payment – TOD shows you where you can drastically (yet easily) cut back in your budget and start saving!  

Click Below

TOD and the Pilgrim Title Team have been busy!

Have you caught our #TODTalksTitle video series? Hot topics and trends in #realestate you will want to be on top of!

TOD also offered #Marketing tips to Agents & Lenders to attract clients from the different generations! This info is golden.

Next, TOD and the Team are hitting the road as industry leaders with some national speaking gigs. 

Watch this space for more information... Things are about to get exciting...

DO YOU HAVE YOUR PORTFOLIO READY? 

TOD wants to know if you have your inventory organized and presentable.   How are you presenting it? 

What amenities are Baby Boomers looking for? TOD knows. 

Click Below: 

Check out this great article published by the American Land Title Association, sharing how Pilgrim Title Insurance Company is using educational materials to offer homebuyers, lenders and agents an exceptional closing experience! 

Read the article here

To err is human, but when it affects your home ownership rights, those mistakes can be devastating. Clerical or filing errors could affect the deed or survey of your property and cause undo financial strain in order to resolve them. 

How can we help? Click below.

Only minutes from Providence, Rumford has the intimacy of a small community with the convenience and sophistication of the nearby East Side. 

Click below to see what TOD learned about this fascinating city and why Rumford is a great place to live! 

Looking for something to do this weekend? Look no further. TOD has the best picks in Rhode Island. 

Click below for TOD's Weekend Picks. 

Providence has one of the largest Cape Verdean-American communities in the country and everyone’s invited to party at the 43rd Cape Verdean Independence Day Festival. This annual celebration will bring traditional Cape Verdean food, art and music to India Point Park from noon until sundown. India Point Park. July 8 

Click Below for more info! 

There is more to Middletown than beaches! Just as its name suggests, Middletown is in the “middle” of Aquidneck Island in Newport County, bookended by Portsmouth to the north and Newport to the south. From farms, to trails, to food, to history, there is no shortage of things to do in this little gem. A great place to live! 

Click below for TOD's Top Six Picks in Middletown! 

Pawtuxet Village is one of the true best kept New England travel secrets. Here, New England definitely arrives in its full glory with its scenic harbor -- where the Pawtuxet River flows into the Providence River and Narragansett Bay. The waterfront scenery is worth the visit alone and the historic feel is significant -- no surprise, as this is one of the oldest American settlements dating back to 1638. Click below for more on this amazingly quaint community! 

A signed P&S does not mean that your house is SOLD. There are a number of circumstances that you should be aware of. Many of these items can be avoided if you are working with a good realtor. Visit our newsroom to find out why pending home sales sometimes go bad!    

Creating CALM with your clients can sometimes be a challenge. Check out TOD's Tips on the importance of patience and staying "Zen"! 

Pilgrim Title Insurance Company announces that it has launched a new web-based Digital Closing System in Rhode Island. The Digital Closing Package provides buyers and sellers with a more convenient and secure method of storing and accessing closing and title documents.